Wash-sale-aware ETF swap finder
Holding an ETF at a loss? Type the ticker to see alternatives that track a different index — with expense ratio, AUM, holdings overlap, 1-year correlation, and a 30-day wash-sale calendar. 209 popular US-listed ETFs. Free, no sign-up, nothing to install.
Example: VOO tracks the S&P 500. The most correlated funds on a different index are VV (Morningstar US Large Cap TR USD, correlation 0.998), SCHX (Dow Jones US Total Stock Market Large-Cap, correlation 0.998), IWB (Russell 1000, correlation 0.998). SPY, IVV and SPYM track the same index as VOO, so they are listed under “avoid”.
How it works
- Sell the losing ETF to realize the loss (the trade date is what counts).
- Buy a replacement that tracks a different index so you stay invested.
- Wait 31 days before buying back the original (or anything substantially identical) in any account you or your spouse control — including IRAs — and watch for dividend reinvestments 30 days before and after.
30-day wash-sale calendar
The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.
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Reserved for a clearly-labeled brokerage referral link in the future. There are no referral or affiliate links on this site today, and listings are not influenced by any issuer or broker.
Reserved for a clearly-labeled brokerage referral link in the future. There are no referral or affiliate links on this site today, and listings are not influenced by any issuer or broker.
All 209 ETFs
US total market
VTI Vanguard Morningstar Total Stock MITOT iShares Core S&P Total U.S. Stock SCHB Schwab U.S. Broad Market ETFSPTM State Street SPDR Portfolio S&P 15IWV iShares Russell 3000 ETFDFAU Dimensional US Core Equity Market
S&P 500 / US large cap
VOO Vanguard S&P 500 ETFSPY State Street SPDR S&P 500 ETFIVV iShares Core S&P 500 ETFSPYM State Street SPDR Portfolio S&P 50RSP Invesco S&P 500 Equal Weight ETFSCHX Schwab U.S. Large-Cap ETFVV Vanguard Morningstar Large-Cap ETFIWB iShares Russell 1000 ETFMGC Vanguard Morningstar Mega Cap ETFVONE Vanguard Russell 1000 ETFESGU iShares ESG Aware MSCI USA ETF
US growth / Nasdaq
QQQ Invesco QQQ Trust Series IQQQM Invesco NASDAQ 100 ETFONEQ Fidelity Nasdaq Composite Index ETVUG Vanguard Morningstar Growth ETFIWF iShares Russell 1000 Growth ETFSCHG Schwab U.S. Large-Cap Growth ETFSPYG State Street SPDR Portfolio S&P 50IVW iShares S&P 500 Growth ETFMGK Vanguard Morningstar Mega Cap GrowVONG Vanguard Russell 1000 Growth ETFIUSG iShares Core S&P U.S. Growth ETFQQQJ Invesco NASDAQ Next Gen 100 ETF
US value
VTV Vanguard Morningstar Value ETFIWD iShares Russell 1000 Value ETFSCHV Schwab U.S. Large-Cap Value ETFSPYV State Street SPDR Portfolio S&P 50IVE iShares S&P 500 Value ETFMGV Vanguard Morningstar Mega Cap ValuVONV Vanguard Russell 1000 Value ETF
US factor
QUAL iShares MSCI USA Quality Factor ETMTUM iShares MSCI USA Momentum Factor EUSMV iShares MSCI USA Min Vol Factor ETSPLV Invesco S&P 500 Low Volatility ETF
US mid cap
IJH iShares Core S&P Mid-Cap ETFMDY State Street SPDR S&P MIDCAP 400 EVO Vanguard Morningstar Mid-Cap ETFIWR iShares Russell Midcap ETFSCHM Schwab U.S. Mid-Cap ETFSPMD State Street SPDR Portfolio S&P 40IVOO Vanguard S&P Mid-Cap 400 ETFVOT Vanguard Morningstar Mid-Cap Growt
US small cap
IJR iShares Core S&P Small Cap ETFIWM iShares Russell 2000 ETFVB Vanguard Morningstar Small-Cap ETFSCHA Schwab U.S. Small-Cap ETFVTWO Vanguard Russell 2000 ETFSPSM State Street SPDR Portfolio S&P 60AVUV Avantis U.S. Small Cap Value ETFVBR Vanguard Morningstar Small-Cap ValIWN iShares Russell 2000 Value ETFIWO iShares Russell 2000 Growth ETFVXF Vanguard Extended Market ETFIJS iShares S&P Small-Cap 600 Value ETSLYV State Street SPDR S&P 600 Small Ca
US dividend
SCHD Schwab US Dividend Equity ETFVYM Vanguard High Dividend Yield IndexVIG Vanguard Dividend Appreciation ETFDGRO iShares Core Dividend Growth ETFHDV iShares Core High Dividend ETFDVY iShares Select Dividend ETFSDY State Street SPDR S&P Dividend ETFNOBL ProShares S&P 500 Dividend AristocSPYD State Street SPDR Portfolio S&P 50DGRW WisdomTree US Quality Dividend GroJEPI JPMorgan Equity Premium Income ETFJEPQ JPMorgan NASDAQ Equity Premium IncFDVV Fidelity High Dividend ETFSPHD Invesco S&P 500 High Dividend Low
US sector: technology
XLK State Street Technology Select SecVGT Vanguard Information Technology ETFTEC Fidelity MSCI Information TechnoloIYW iShares U.S. Technology ETFSMH VanEck Semiconductor ETFSOXX iShares Semiconductor ETFIGV iShares Expanded Tech-Software Sec
US sector: financials
XLF State Street Financial Select SectVFH Vanguard Financials ETFKRE State Street SPDR S&P Regional BanKBE State Street SPDR S&P Bank ETF
US sector: health care
XLV State Street Health Care Select SeVHT Vanguard Health Care ETFXBI State Street SPDR S&P Biotech ETFIBB iShares Biotechnology ETF
US sector: energy
US sector: industrials
XLI State Street Industrial Select SecVIS Vanguard Industrials ETFITA iShares U.S. Aerospace & Defense E
US sector: consumer
XLY State Street Consumer DiscretionarVCR Vanguard Consumer Discretionary ETXLP State Street Consumer Staples SeleVDC Vanguard Consumer Staples ETF
US sector: utilities
US sector: materials
US sector: real estate
XLRE State Street Real Estate Select SeVNQ Vanguard Real Estate ETFSCHH Schwab U.S. REIT ETFIYR iShares U.S. Real Estate ETF
US sector: communication
Global / ex-US total
VT Vanguard Total World Stock ETFACWI iShares MSCI ACWI ETFVXUS Vanguard Total International StockIXUS iShares Core MSCI Total InternatioVEU Vanguard FTSE All-World ex-US IndeACWX iShares MSCI ACWI ex U.S. ETF
International developed
VEA Vanguard FTSE Developed Markets ETIEFA iShares Core MSCI EAFE ETFEFA iShares MSCI EAFE ETFSCHF Schwab International Equity ETFSPDW State Street SPDR Portfolio DeveloIDEV iShares Core MSCI International DeVGK Vanguard FTSE Europe ETFEWJ iShares MSCI Japan ETFSCZ iShares MSCI EAFE Small-Cap ETFVSS Vanguard FTSE All-World ex-US SmalEFV iShares MSCI EAFE Value ETF
Emerging markets
VWO Vanguard FTSE Emerging Markets ETFIEMG iShares Core MSCI Emerging MarketsEEM iShares MSCI Emerging Markets ETFSCHE Schwab Emerging Markets Equity ETFSPEM State Street SPDR Portfolio EmergiINDA iShares MSCI India ETFMCHI iShares MSCI China ETFFXI iShares China Large-Cap ETFEWZ iShares MSCI Brazil ETF
US aggregate bond
BND Vanguard Total Bond Market ETFAGG iShares Core U.S. Aggregate Bond ESCHZ Schwab US Aggregate Bond ETFSPAB State Street SPDR Portfolio AggregIUSB iShares Core Total USD Bond MarketFBND Fidelity Total Bond ETFBNDX Vanguard Total International Bond
US Treasury
GOVT iShares U.S. Treasury Bond ETFSHY iShares 1-3 Year Treasury Bond ETFIEF iShares 7-10 Year Treasury Bond ETTLT iShares 20+ Year Treasury Bond ETFVGSH Vanguard Short-Term Treasury ETFVGIT Vanguard Intermediate-Term TreasurVGLT Vanguard Long-Term Treasury ETFSCHO Schwab Short-Term US Treasury ETFSCHR Schwab Intermediate-Term US TreasuSPTL State Street SPDR Portfolio Long TTLH iShares 10-20 Year Treasury Bond EEDV Vanguard Extended Duration TreasurBIL State Street SPDR Bloomberg 1-3 MoSGOV iShares 0-3 Month Treasury Bond ETSHV iShares Trust iShares 0-1 Year Tre
TIPS
TIP iShares TIPS Bond ETFSCHP Schwab US TIPS ETFVTIP Vanguard Short-Term Inflation-ProtSTIP iShares 0-5 Year TIPS Bond ETFSPIP State Street SPDR Portfolio TIPS E
Corporate / high yield
LQD iShares iBoxx $ Investment Grade CVCIT Vanguard Intermediate-Term CorporaVCSH Vanguard Short-Term Corporate BondIGIB iShares 5-10 Year Investment GradeIGSB iShares 1-5 Year Investment Grade VCLT Vanguard Long-Term Corporate Bond HYG iShares iBoxx $ High Yield CorporaJNK State Street SPDR Bloomberg High YUSHY iShares Broad USD High Yield Corpo
Municipal bond
MUB iShares National Muni Bond ETFVTEB Vanguard Tax-Exempt Bond ETFTFI State Street SPDR Nuveen ICE MunicSUB iShares Short-Term National Muni BSHM State Street SPDR Nuveen ICE Short
Gold / commodities
GLD SPDR Gold SharesIAU iShares Gold TrustGLDM SPDR Gold Minishares Trust of beneSGOL abrdn Physical Gold Shares ETFSLV iShares Silver Trust
Leveraged / inverse
TQQQ ProShares UltraPro QQQQLD ProShares Ultra QQQSQQQ ProShares UltraPro Short QQQPSQ ProShares Short QQQUPRO ProShares UltraPro S&P500SSO ProShares Ultra S&P 500SPXL Direxion Daily S&P 500 Bull 3X ETFSPXU ProShares UltraPro Short S&P500SPXS Direxion Daily S&P 500 Bear 3X ETFSH ProShares Short S&P500SDS ProShares UltraShort S&P 500TNA Direxion Daily Small Cap Bull 3X EUWM ProShares Ultra Russell2000TZA Direxion Daily Small Cap Bear 3X ESOXL Direxion Daily Semiconductor Bull SOXS Direxion Daily Semiconductor Bear USD ProShares Ultra SemiconductorsTECL Direxion Daily Technology Bull 3X ROM ProShares Ultra TechnologyFAS Direxion Daily Financial Bull 3X EUDOW ProShares UltraPro Dow30DDM ProShares Ultra Dow30SDOW ProShares UltraPro Short Dow30LABU Direxion Daily S&P Biotech Bull 3XTMF Direxion Daily 20+ Year Treasury BTMV Direxion Daily 20+ Year Treasury BTBT ProShares UltraShort 20+ Year Trea