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QQQ tax-loss harvesting alternatives

Invesco QQQ Trust Series I (Invesco) tracks NASDAQ 100 Index. If you hold QQQ at a loss, these ETFs track a different index, which generally makes them less likely to be considered “substantially identical” — while still moving closely with QQQ during the 31-day wait.

Held fund	Index tracked	Issuer	Expense ratio	AUM	Holdings	Category
QQQ Invesco QQQ Trust Series I	NASDAQ 100 Index	Invesco	0.18%	$501.85B	104	US growth / Nasdaq

Sources: issuer fund page · public fund profile. Fund data as of 2026-10-16.

QQQ wash sale alternatives (different index)

ETF	Index tracked	Issuer	Expense ratio	AUM	1-yr correlation	Holdings overlap	Notes
IYW iShares U.S. Technology ETF	Russell 1000 Technology RIC 22.5/45 Capped Index	BlackRock	0.37%	$25.95B	0.976	n/a	different index
ONEQ Fidelity Nasdaq Composite Index ETF	NASDAQ Composite Index	Fidelity	0.21%	$11.09B	0.971	n/a	different index
IVW iShares S&P 500 Growth ETF	S&P 500 Growth	BlackRock	0.18%	$79.96B	0.960	n/a	different index
IUSG iShares Core S&P U.S. Growth ETF	S&P 900 Growth	BlackRock	0.04%	$34.64B	0.960	n/a	different index
SPYG State Street SPDR Portfolio S&P 500 Growth ETF	S&P 500 Growth	State Street	0.04%	$57.88B	0.958	n/a	different index
XLK State Street Technology Select Sector SPDR ETF	S&P Technology Select Sector	State Street	0.08%	$129.44B	0.958	n/a	different index
VGT Vanguard Information Technology ETF	MSCI US IMI 25/50 Information Technology	Vanguard	0.09%	$156.01B	0.955	n/a	different index
FTEC Fidelity MSCI Information Technology Index ETF	MSCI USA IMI Information Technology 25/50 Index	Fidelity	0.08%	$22.38B	0.953	n/a	different index

Sorted by 1-year correlation of daily total returns with QQQ (through 2026-10-16). Holdings overlap = sum of the smaller weight of each common stock, from issuer holdings files; “n/a” where the issuer does not offer a free download or for bond/international/commodity funds. Hover a value for its as-of dates.

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Avoid as a replacement: same index as QQQ

These track the same index (NASDAQ 100 Index). Buying one of them within the window is the classic “substantially identical” risk.

ETF	Index tracked	Issuer	Expense ratio	AUM	1-yr correlation	Holdings overlap	Notes
QQQM Invesco NASDAQ 100 ETF	NASDAQ 100 Index	Invesco	0.15%	$111.78B	1.000	n/a	same index — avoid

Leveraged funds on the same index

Not suggested as swaps. They track NASDAQ 100 Index with daily leverage; some practitioners still consider them potentially substantially identical. (Inverse funds on the same index are omitted here.)

ETF	Index tracked	Issuer	Expense ratio	AUM	1-yr correlation	Holdings overlap	Notes
TQQQ3x leveraged ProShares UltraPro QQQ	NASDAQ 100 Index	ProShares	0.78%	$38.96B	1.000	n/a	same index, different leverage — gray area
QLD2x leveraged ProShares Ultra QQQ	NASDAQ 100 Index	ProShares	0.89%	$15.25B	1.000	n/a	same index, different leverage — gray area

30-day wash-sale calendar for QQQ

Sell (trade) date:

The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.

Before you swap

Turn off dividend reinvestment for QQQ in every account (including IRAs) for the window — a reinvested dividend is a purchase.
Check automatic investments, a spouse’s accounts, and any QQQ bought in the 30 days before the sale.
Your broker generally only flags wash sales for the identical security in the same account. You are responsible for the rest.
Read how wash sales work and the FAQ, then confirm your plan with a tax professional.