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USMV tax-loss harvesting alternatives
iShares MSCI USA Min Vol Factor ETF (BlackRock) tracks MSCI USA Minimum Volatility. If you hold USMV at a loss, these ETFs track a different index, which generally makes them less likely to be considered “substantially identical” — while still moving closely with USMV during the 31-day wait.
| Held fund | Index tracked | Issuer | Expense ratio | AUM | Holdings | Category |
|---|---|---|---|---|---|---|
| USMV iShares MSCI USA Min Vol Factor ETF | MSCI USA Minimum Volatility | BlackRock | 0.15% | $23.65B | 179 | US factor |
Sources: issuer fund page · public fund profile. Fund data as of 2026-10-16.
USMV wash sale alternatives (different index)
| ETF | Index tracked | Issuer | Expense ratio | AUM | 1-yr correlation | Holdings overlap | Notes |
|---|---|---|---|---|---|---|---|
| DGRO iShares Core Dividend Growth ETF | Morningstar US Dividend Growth Index | BlackRock | 0.08% | $43.24B | 0.796 | 38.0% | different indexloose match |
| IVE iShares S&P 500 Value ETF | S&P 500 Value | BlackRock | 0.18% | $49.51B | 0.776 | 34.2% | different indexloose match |
| RSP Invesco S&P 500 Equal Weight ETF | S&P 500 Equal Weighted | Invesco | 0.20% | $98.58B | 0.762 | n/a | different indexloose match |
| SPYV State Street SPDR Portfolio S&P 500 Value ETF | S&P 500 Value | State Street | 0.04% | $36.69B | 0.753 | 34.2% | different indexloose match |
| VIG Vanguard Dividend Appreciation ETF | S&P U.S. Dividend Growers Index | Vanguard | 0.04% | $111.88B | 0.739 | 34.1% | different indexloose match |
| JEPIactive JPMorgan Equity Premium Income ETF | Actively managed (no index) | JPMorgan Chase | 0.35% | $45.66B | 0.733 | n/a | different strategyloose match |
| NOBL ProShares S&P 500 Dividend Aristocrats ETF | S&P 500 Dividend Aristocrats | ProShares | 0.35% | $11.23B | 0.732 | n/a | different indexloose match |
| SDY State Street SPDR S&P Dividend ETF | S&P High Yield Dividend Aristocrats | State Street | 0.35% | $20.95B | 0.726 | 25.3% | different indexloose match |
Sorted by 1-year correlation of daily total returns with USMV (through 2026-10-16). Holdings overlap = sum of the smaller weight of each common stock, from issuer holdings files; “n/a” where the issuer does not offer a free download or for bond/international/commodity funds. Hover a value for its as-of dates.
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30-day wash-sale calendar for USMV
The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.
Before you swap
- Turn off dividend reinvestment for USMV in every account (including IRAs) for the window — a reinvested dividend is a purchase.
- Check automatic investments, a spouse’s accounts, and any USMV bought in the 30 days before the sale.
- Your broker generally only flags wash sales for the identical security in the same account. You are responsible for the rest.
- Read how wash sales work and the FAQ, then confirm your plan with a tax professional.