Swap finder › S&P 500 / US large cap
VV tax-loss harvesting alternatives
Vanguard Morningstar Large-Cap ETF (Vanguard) tracks Morningstar US Large Cap TR USD. If you hold VV at a loss, these ETFs track a different index, which generally makes them less likely to be considered “substantially identical” — while still moving closely with VV during the 31-day wait.
| Held fund | Index tracked | Issuer | Expense ratio | AUM | Holdings | Category |
|---|---|---|---|---|---|---|
| VV Vanguard Morningstar Large-Cap ETF | Morningstar US Large Cap TR USD | Vanguard | 0.03% | $55.29B | 433 | S&P 500 / US large cap |
Sources: issuer fund page · public fund profile. Fund data as of 2026-10-16.
VV wash sale alternatives (different index)
| ETF | Index tracked | Issuer | Expense ratio | AUM | 1-yr correlation | Holdings overlap | Notes |
|---|---|---|---|---|---|---|---|
| VOO Vanguard S&P 500 ETF | S&P 500 | Vanguard | 0.03% | $1.06T | 0.998 | 96.4% | different indexhigh overlap |
| SPYM State Street SPDR Portfolio S&P 500 ETF | S&P 500 | State Street | 0.02% | $185.28B | 0.998 | 95.1% | different indexhigh overlap |
| SPY State Street SPDR S&P 500 ETF | S&P 500 | State Street | 0.09% | $821.83B | 0.998 | 95.1% | different indexhigh overlap |
| SCHX Schwab U.S. Large-Cap ETF | Dow Jones US Total Stock Market Large-Cap | Charles Schwab | 0.03% | $75.28B | 0.997 | n/a | different index |
| IWB iShares Russell 1000 ETF | Russell 1000 | BlackRock | 0.15% | $49.49B | 0.997 | 90.6% | different indexhigh overlap |
| IVV iShares Core S&P 500 ETF | S&P 500 | BlackRock | 0.03% | $896.46B | 0.996 | 95.1% | different indexhigh overlap |
| SPTM State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF | S&P Composite 1500 | State Street | 0.03% | $14.29B | 0.996 | 89.6% | different indexhigh overlap |
| ESGU iShares ESG Aware MSCI USA ETF | MSCI USA Extended ESG Focus Index | BlackRock | 0.15% | $18.22B | 0.996 | 78.6% | different indexhigh overlap |
Sorted by 1-year correlation of daily total returns with VV (through 2026-10-16). Holdings overlap = sum of the smaller weight of each common stock, from issuer holdings files; “n/a” where the issuer does not offer a free download or for bond/international/commodity funds. Hover a value for its as-of dates.
Reserved for a clearly-labeled brokerage referral link in the future. There are no referral or affiliate links on this site today, and listings are not influenced by any issuer or broker.
30-day wash-sale calendar for VV
The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.
Before you swap
- Turn off dividend reinvestment for VV in every account (including IRAs) for the window — a reinvested dividend is a purchase.
- Check automatic investments, a spouse’s accounts, and any VV bought in the 30 days before the sale.
- Your broker generally only flags wash sales for the identical security in the same account. You are responsible for the rest.
- Read how wash sales work and the FAQ, then confirm your plan with a tax professional.