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GLD tax-loss harvesting alternatives

SPDR Gold Shares (State Street) tracks LBMA Gold Price. If you hold GLD at a loss, these ETFs track a different index, which generally makes them less likely to be considered “substantially identical” — while still moving closely with GLD during the 31-day wait.

Held fund	Index tracked	Issuer	Expense ratio	AUM	Holdings	Category
GLD SPDR Gold Shares	LBMA Gold Price	State Street	0.40%	$141.30B	1	Gold / commodities

Sources: issuer fund page · public fund profile. Fund data as of 2026-10-16.

Physically backed metal trusts (e.g. gold or silver ETPs) are grantor trusts; how the wash-sale rule applies to them is debated. Funds holding the same metal at the same benchmark price are treated here as tracking the same index.

GLD wash sale alternatives (different index)

ETF	Index tracked	Issuer	Expense ratio	AUM	1-yr correlation	Holdings overlap	Notes
SLV iShares Silver Trust	LBMA Silver Price	BlackRock	0.50%	$29.75B	0.838	n/a	different index

Sorted by 1-year correlation of daily total returns with GLD (through 2026-10-16). Holdings overlap = sum of the smaller weight of each common stock, from issuer holdings files; “n/a” where the issuer does not offer a free download or for bond/international/commodity funds. Hover a value for its as-of dates.

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Avoid as a replacement: same index as GLD

These track the same index (LBMA Gold Price). Buying one of them within the window is the classic “substantially identical” risk.

ETF	Index tracked	Issuer	Expense ratio	AUM	1-yr correlation	Holdings overlap	Notes
IAU iShares Gold Trust	LBMA Gold Price	BlackRock	0.25%	$62.07B	1.000	n/a	same index — avoid
GLDM SPDR Gold Minishares Trust of beneficial interest	LBMA Gold Price	State Street	0.10%	$31.03B	1.000	n/a	same index — avoid
SGOL abrdn Physical Gold Shares ETF	LBMA Gold Price	aberdeen	0.17%	$7.16B	1.000	n/a	same index — avoid

30-day wash-sale calendar for GLD

Sell (trade) date:

The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.

Before you swap

Turn off dividend reinvestment for GLD in every account (including IRAs) for the window — a reinvested dividend is a purchase.
Check automatic investments, a spouse’s accounts, and any GLD bought in the 30 days before the sale.
Your broker generally only flags wash sales for the identical security in the same account. You are responsible for the rest.
Read how wash sales work and the FAQ, then confirm your plan with a tax professional.