Swap finder › US sector: health care
VHT tax-loss harvesting alternatives
Vanguard Health Care ETF (Vanguard) tracks MSCI US IMI 25/50 Health Care. If you hold VHT at a loss, these ETFs track a different index, which generally makes them less likely to be considered “substantially identical” — while still moving closely with VHT during the 31-day wait.
| Held fund | Index tracked | Issuer | Expense ratio | AUM | Holdings | Category |
|---|---|---|---|---|---|---|
| VHT Vanguard Health Care ETF | MSCI US IMI 25/50 Health Care | Vanguard | 0.09% | $19.02B | 419 | US sector: health care |
Sources: issuer fund page · public fund profile. Fund data as of 2026-10-16.
VHT wash sale alternatives (different index)
| ETF | Index tracked | Issuer | Expense ratio | AUM | 1-yr correlation | Holdings overlap | Notes |
|---|---|---|---|---|---|---|---|
| XLV State Street Health Care Select Sector SPDR ETF | S&P Health Care Select Sector | State Street | 0.08% | $43.77B | 0.988 | 85.7% | different indexhigh overlap |
| IBB iShares Biotechnology ETF | NYSE Biotechnology | BlackRock | 0.44% | $10.33B | 0.778 | 19.5% | different indexloose match |
| DGRO iShares Core Dividend Growth ETF | Morningstar US Dividend Growth Index | BlackRock | 0.08% | $43.24B | 0.648 | 17.5% | different indexloose match |
| NOBL ProShares S&P 500 Dividend Aristocrats ETF | S&P 500 Dividend Aristocrats | ProShares | 0.35% | $11.23B | 0.620 | n/a | different indexloose match |
| JEPIactive JPMorgan Equity Premium Income ETF | Actively managed (no index) | JPMorgan Chase | 0.35% | $45.66B | 0.601 | n/a | different strategyloose match |
| XBI State Street SPDR S&P Biotech ETF | S&P Biotechnology Select Industry | State Street | 0.35% | $10.07B | 0.599 | 16.4% | different indexloose match |
| USMV iShares MSCI USA Min Vol Factor ETF | MSCI USA Minimum Volatility | BlackRock | 0.15% | $23.65B | 0.596 | 13.1% | different indexloose match |
| VIG Vanguard Dividend Appreciation ETF | S&P U.S. Dividend Growers Index | Vanguard | 0.04% | $111.88B | 0.565 | 18.6% | different indexloose match |
Sorted by 1-year correlation of daily total returns with VHT (through 2026-10-16). Holdings overlap = sum of the smaller weight of each common stock, from issuer holdings files; “n/a” where the issuer does not offer a free download or for bond/international/commodity funds. Hover a value for its as-of dates.
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30-day wash-sale calendar for VHT
The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.
Before you swap
- Turn off dividend reinvestment for VHT in every account (including IRAs) for the window — a reinvested dividend is a purchase.
- Check automatic investments, a spouse’s accounts, and any VHT bought in the 30 days before the sale.
- Your broker generally only flags wash sales for the identical security in the same account. You are responsible for the rest.
- Read how wash sales work and the FAQ, then confirm your plan with a tax professional.