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BNDX tax-loss harvesting alternatives
Vanguard Total International Bond ETF (Vanguard) tracks Bloomberg Global Aggregate x USD Float Adjusted RIC Capped. If you hold BNDX at a loss, these ETFs track a different index, which generally makes them less likely to be considered “substantially identical” — while still moving closely with BNDX during the 31-day wait.
| Held fund | Index tracked | Issuer | Expense ratio | AUM | Holdings | Category |
|---|---|---|---|---|---|---|
| BNDX Vanguard Total International Bond ETF | Bloomberg Global Aggregate x USD Float Adjusted RIC Capped | Vanguard | 0.07% | $83.62B | 6908 | US aggregate bond |
Sources: issuer fund page · public fund profile. Fund data as of 2026-10-16.
BNDX wash sale alternatives (different index)
| ETF | Index tracked | Issuer | Expense ratio | AUM | 1-yr correlation | Holdings overlap | Notes |
|---|---|---|---|---|---|---|---|
| FBNDactive Fidelity Total Bond ETF | Actively managed (benchmark: Bloomberg U.S. Aggregate Bond Index) | Fidelity | 0.36% | $28.04B | 0.823 | n/a | different strategy |
| IUSB iShares Core Total USD Bond Market ETF | Bloomberg US Universal | BlackRock | 0.06% | $48.88B | 0.820 | n/a | different index |
| AGG iShares Core U.S. Aggregate Bond ETF | Bloomberg US Aggregate | BlackRock | 0.03% | $137.55B | 0.815 | n/a | different index |
| BND Vanguard Total Bond Market ETF | Bloomberg US Aggregate - Float Adjusted | Vanguard | 0.03% | $162.85B | 0.812 | n/a | different index |
| IGIB iShares 5-10 Year Investment Grade Corporate Bond ETF | ICE BofA US Corporate (5-10 Y) | BlackRock | 0.04% | $18.82B | 0.807 | n/a | different index |
| GOVT iShares U.S. Treasury Bond ETF | ICE U.S. Treasury Core Bond Index | BlackRock | 0.05% | $41.82B | 0.804 | n/a | different index |
| IEF iShares 7-10 Year Treasury Bond ETF | ICE BofA US Treasury (7-10 Y) | BlackRock | 0.15% | $41.22B | 0.803 | n/a | different index |
| SPAB State Street SPDR Portfolio Aggregate Bond ETF | Bloomberg US Aggregate | State Street | 0.03% | $10.27B | 0.803 | n/a | different index |
Sorted by 1-year correlation of daily total returns with BNDX (through 2026-10-16). Holdings overlap = sum of the smaller weight of each common stock, from issuer holdings files; “n/a” where the issuer does not offer a free download or for bond/international/commodity funds. Hover a value for its as-of dates.
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30-day wash-sale calendar for BNDX
The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.
Before you swap
- Turn off dividend reinvestment for BNDX in every account (including IRAs) for the window — a reinvested dividend is a purchase.
- Check automatic investments, a spouse’s accounts, and any BNDX bought in the 30 days before the sale.
- Your broker generally only flags wash sales for the identical security in the same account. You are responsible for the rest.
- Read how wash sales work and the FAQ, then confirm your plan with a tax professional.