Swap finder › US sector: real estate
VNQ tax-loss harvesting alternatives
Vanguard Real Estate ETF (Vanguard) tracks MSCI US IMI/Real Estate 25-50. If you hold VNQ at a loss, these ETFs track a different index, which generally makes them less likely to be considered “substantially identical” — while still moving closely with VNQ during the 31-day wait.
| Held fund | Index tracked | Issuer | Expense ratio | AUM | Holdings | Category |
|---|---|---|---|---|---|---|
| VNQ Vanguard Real Estate ETF | MSCI US IMI/Real Estate 25-50 | Vanguard | 0.13% | $36.64B | 155 | US sector: real estate |
Sources: issuer fund page · public fund profile. Fund data as of 2026-10-16.
VNQ wash sale alternatives (different index)
| ETF | Index tracked | Issuer | Expense ratio | AUM | 1-yr correlation | Holdings overlap | Notes |
|---|---|---|---|---|---|---|---|
| IYR iShares U.S. Real Estate ETF | Dow Jones U.S. Real Estate Capped Index | BlackRock | 0.37% | $4.00B | 0.997 | 74.0% | different indexhigh overlap |
| XLRE State Street Real Estate Select Sector SPDR ETF | S&P Real Estate Select Sector | State Street | 0.08% | $7.75B | 0.989 | 63.4% | different index |
| SCHH Schwab U.S. REIT ETF | Dow Jones Equity All REIT Capped | Charles Schwab | 0.07% | $10.78B | 0.985 | n/a | different index |
| SPLV Invesco S&P 500 Low Volatility ETF | S&P 500 Low Volatility | Invesco | 0.25% | $7.07B | 0.777 | n/a | different indexloose match |
| SPYD State Street SPDR Portfolio S&P 500 High Dividend ETF | S&P 500 High Dividend Index | State Street | 0.07% | $7.17B | 0.772 | 18.4% | different indexloose match |
| SPHD Invesco S&P 500 High Dividend Low Volatility ETF | S&P 500 Low Volatility High Dividend Index | Invesco | 0.30% | $3.20B | 0.763 | n/a | different indexloose match |
| SDY State Street SPDR S&P Dividend ETF | S&P High Yield Dividend Aristocrats | State Street | 0.35% | $20.95B | 0.720 | 3.9% | different indexloose match |
| NOBL ProShares S&P 500 Dividend Aristocrats ETF | S&P 500 Dividend Aristocrats | ProShares | 0.35% | $11.23B | 0.693 | n/a | different indexloose match |
Sorted by 1-year correlation of daily total returns with VNQ (through 2026-10-16). Holdings overlap = sum of the smaller weight of each common stock, from issuer holdings files; “n/a” where the issuer does not offer a free download or for bond/international/commodity funds. Hover a value for its as-of dates.
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30-day wash-sale calendar for VNQ
The window is 30 calendar days before and after the sale (61 days total, IRC §1091(a)). Buying the replacement fund right away is the point of a swap; the dates above are about buying back the fund you sold, or anything substantially identical to it.
Before you swap
- Turn off dividend reinvestment for VNQ in every account (including IRAs) for the window — a reinvested dividend is a purchase.
- Check automatic investments, a spouse’s accounts, and any VNQ bought in the 30 days before the sale.
- Your broker generally only flags wash sales for the identical security in the same account. You are responsible for the rest.
- Read how wash sales work and the FAQ, then confirm your plan with a tax professional.